Boise Life Insurance - Term Life Quotes Online - Affordable Term Life Rates
Get Quotes Online Fast With No Hassle
Hi.

This is Chris with Boise Health and Life Insurance Agency.

Today, we're gonna be talking about term life insurance quotes right online.

No agent involved to pester you.

You can do this in the comfort of your home or your office.

And then, of course, if you need help, you can reach out to us.

So our website is Boise Health & Life Insurance Agency!

This a couple of ways you can get to the quote tool.

It's Ah, there's a link right here for life insurance quotes.

And then you can go to the life insurance page and we'll have the link right there where you can click on it there, and the quote engine is embedded on the page right there.

So let's just do this real quick.

I'll show you how to get your quote wrote quickly.

And like I said, any questions?

Just give us a call.

So we just need to get a little bit of information there.

Do you feel comfortable putting your information?

That's fine.

If you want to put something in there that is not yours, that's fine too, um, you know, you can just reach out to us if you need help.

So when it comes to.

How healthy are you?

We went within the third heart there.

That's just a good overall rating.

That's a standard.

Plus, if you're in good overall health, that's probably good there.

Uh, you can get better.

You can get rated up in a better rate class that will do that, but we're just gonna keep it there.

That's going to give you an idea.

It's best to be honest when you're disclosing nicotine or cannabis use.

Most companies will test for this, or they will pull records in your M I B to see if there are notes about that.

And the last thing you want is a life insurance policy not paying out or being fraudulent on an application.

So we'll do that and then heightened.

Wait, of course, just real quick to give the quote engine a little bit better idea of your weight class and then down here, just if that's if it's hit and just scroll down right here in the bottom, right-click the next.

And then, of course, your birthday.

So this is not my date of birth. But it's gonna be close just to kind of give you an idea of what these rates look like.

So this will put me at, Oh, what a 50-year-old, 50-year-old rate class here for a million dollars, 10-year term, $124 a month.

Not too bad.

There's a calculator here.

You can come in, and it will help you calculate how much you need based upon debt.

Call it savings, retirement, etcetera.

So let's just kind of take this down a little bit.

Term Life Insurance Quotes Online With No Agent

We sell a lot of 250,000, 500,000, and million-dollar policies, but most for clients just need something to cover.

Uh, those basics.

A good rule of thumb is 10 times your annual income for a death benefit.

Okay, that's just a good quick, uh, you know, rule phone that we would like to use makes things quickly that there he is.

You have 10 years of replacing your spouses or significant other's income to help you get back on your feet.

So let's just take a look at what 500,000 looks like here, and that looks good there.

So if someone my age 50 that would 20-year term, 118 a month would take us out, of course, to each 70 which is fantastic.

If that's guaranteed, as term life insurance is, here's your email and phone number, and then you'll come up to the page where you're gonna we're gonna be showing that That's rates.

Now it says banner here for 20 years a plus rated 118 74 months.

I do want to point something out here.

Look below and you can see uh, you can see companies that say no exam.

No, I would probably look at the no exam does not mean you will not have to have an exam.

What it means is they're gonna do a phone interview and based upon the answers, whether will they will determine the unready will determine whether or not you they need to order in the exam.

OK, so But I always say, Go with it for a couple of pennies here are 1 18 yet 1 18 83 So I probably go Pacific life and just real quick.


Easy Fast Online Quote Engine

Look how easy this is.

Once you decide on that boom, you click on this and this is an actual online application.

It will walk you through the whole process.

I will get a coffee and to make sure that everything's filled out correctly and you will do in Electronic Signature.

So it's super slick, great weight.

And now you know what the life insurance rates would be.

So give us a call with any questions and we look forward to working with you.

Thank you.
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Boise Health & Life Insurance Agency - Serving Boise The Treasure Valley & Idaho