Healthshare Plans in Boise, Idaho
Discover a modern, community-driven alternative to traditional health insurance with Healthshare Plans in Boise.
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Compare Healthshare Plans in Boise: Impact, MediShare & HealthShare 1
We offer three Healthshare options in Boise: Impact, MediShare, HealthShare 1.
- Impact - usually lowest monthly cost.
- HealthShare 1 - balanced mid-tier option.
- MediShare - higher cost, but strong Christian-based network and service.
Healthshare is not insurance, but a community-sharing model for major medical needs. Call/Text Chris for a side-by-side quote today.
What is a Healthshare Plan?
Healthshare plans are membership-based programs where members contribute a set monthly amount that’s used to help share one another’s medical expenses.
Healthshare Insurance these are faith- or community-based cost-sharing memberships.
- Monthly costs are typically lower than traditional ACA insurance.
- Members agree to guidelines on what is (and isn’t) shareable.
- Great for healthy families, self-employed professionals, and those without ACA subsidies.
Who Should Consider Healthshare?
- Individuals & families without subsidies on ACA insurance.
- Self-employed or 1099 contractors seeking lower monthly costs.
- Early retirees looking for a bridge until Medicare.
- Households comfortable with Christian or community-based guidelines.
- People who mainly need catastrophic coverage and are okay with paying routine visits out-of-pocket.
Compare Our Healthshare Options
Impact Health Sharing (Lowest Cost)
- Known for being one of the most affordable nationwide healthshares.
- Transparent monthly share amounts.
- Catastrophic coverage for large, unexpected expenses.
- Offers a Primary Responsibility Amount (similar to a deductible).
- Works well for healthy individuals/families seeking budget-friendly protection.
HealthShare 1 (Balanced Option)
- Middle ground in both monthly contribution and coverage guidelines.
- Good for families wanting predictability without the highest cost.
- Broader coverage for common services compared to low-cost shares.
- Practical choice for households not qualifying for ACA subsidies.
MediShare (Faith-Based Community)
- One of the oldest and largest Christian Healthshare ministries.
- Requires agreement to a statement of faith and lifestyle guidelines.
- Monthly contributions are generally higher than Impact or HealthShare 1, but members value the community and support system.
- Often chosen by families wanting to align coverage with Christian values.
How Healthshare Plans Work (Step by Step)
- You pay a set monthly share (similar to a premium).
- You cover routine visits until your Personal Responsibility Amount is met.
- Larger expenses (ER, hospitalizations, surgeries) are shared by the community.
- Bills are reviewed and processed by the Healthshare’s administration.
Pros & Cons of Healthshare (Honest Overview)
Pros:
- Lower monthly costs than traditional insurance.
- Flexibility in choosing providers.
- Community support model.
Cons:
- Not insurance, not guaranteed by law.
- Pre-existing condition limitations may apply.
- Some services (preventive care, mental health, maternity) may have restrictions.
Which Plan is Best for You?
- Lowest Cost: Start with Impact.
- Balanced Mid-Option: HealthShare 1
- Christian Community Focus: MediShare
Chris will review your doctors, prescriptions, and budget to recommend the best fit for your household.
FAQs (Straightforward Answers)
Got a question? We’re here to help.
Ready to Compare Plans?
Boise families are saving hundreds per month with Healthshare. Let Chris help you decide if it’s right for you.