Universal Life Insurance in Boise, Idaho
Universal life insurance offers flexible, permanent protection with adjustable premiums and death benefits. At Chris Antrim Insurance in Boise, we help families and individuals design policies that fit their needs—whether Guaranteed Universal Life for stability, or Indexed Universal Life for cash value growth potential. With 20+ years serving the Treasure Valley, we provide trusted guidance to secure your future.
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Boise Universal Life Insurance: Adjustable Premiums & Benefits
- Permanent coverage with flexible premiums and adjustable death benefits.
- Options include Guaranteed UL (GUL) and Indexed UL (IUL).
- GUL = lifetime guarantees with minimal cash value.
- IUL = growth potential linked to an index with caps/floors.
- Best fit: people wanting flexibility or late-in-life efficiency.
What is Universal Life Insurance?
Universal life is permanent insurance with adjustable premiums and coverage, designed for flexibility.
List of Services
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Flexible Premiums ExplainedList Item 1
You can pay more or less into the policy (within limits), allowing flexibility if income changes.
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Pros & Cons vs Whole Life
Pros: Lower cost than whole, flexible payments.
Cons: Requires monitoring, may underperform if underfunded.
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Is UL Right for You?
Good for long-term coverage where flexibility matters. GUL fits those wanting simple guarantees; IUL fits those wanting growth potential.
FAQs
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