Idaho Insurance Marketplace | Getting Ready For Open Enrollment Period
Idaho Open Enrollment Period
So it is BER-months already and it is the time of the year where Christmas and holidays are approaching. Celebrating, enjoying the days with your loved ones, eating delicious foods, and drinking wines. Not to mention that all of these activities have huge effects on our physical health.
Another to look forward to aside from holidays is the open enrollment of the insurance marketplace in Idaho.
Yes! You read it right, the enrollment period for the year 2022 begins on November 1, 2021, and is scheduled to end on December 15.
Here’s a quick run-through about the enrollment period before making your final decision.
An open enrollment period is a time where you can re-enroll your current coverage, choose and enroll a plan for the first time, replace your current plan with new coverage, or even make changes to your existing insurance plan. All of these can happen during the enrollment period, that is why it is better to understand what you really need before making any changes to your current coverage or applying for the new one.
Normally, changes on your plan can happen when you’re getting married or divorced, adding dependents to your beneficiaries, losing other coverage, moving to a new state, or being eligible for Medicaid and CHIP.
If you’re wondering what happens if you missed the OEP? If you experienced any qualifying event during this time and you missed the enrollment, you can or maybe you qualify for a
special enrollment period. Idaho offers 60 days from the date of your qualifying event to submit proof or evidence in order to qualify for the SEP and can enroll in a health plan.
Idaho Insurance Marketplace
The insurance marketplace in Idaho is built to serve and help every individual, family, employee, and employer to understand the law about the healthcare system in the county. Every insurance agent and brokers ensure that everyone who’s looking for a plan will receive affordable and right healthcare coverage. With knowledge and skills in assisting different situations every individual, you can get the best and right coverage that is suitable for your medical needs.
In addition to this, you can get in touch with our Broker Chris Antrim, if you have any questions regarding your current plan or planning to purchase a new plan.
How To Enroll In Idaho Health Insurance?
Applying for a plan made it easier with YourHealthIdaho.org, which enables the residents of Idaho and small businesses to purchase and compare health insurance plans from a different company. Or you can purchase directly from a private insurance company or an independent insurance agency like ours, who can help you and guide you to get the best coverage.
How Much Does Average Health Insurance Cost?
The rate of your plan will depend on the type of policy you will be going to choose, the average health insurance in Idaho is around $462, and the cheapest plan you’ll see in the market is $185 per person. You should ask your agent if you qualify for subsidies, this will help you pay less for a plan than the average cost.
Another option if you are not qualified for a special enrollment period is to buy a
short-term health plan to cover the gap while waiting for the open enrollment to begin. It is better to be insured than take a risk of not having one.
Finding An Affordable Plan For You
Each situation is unique, we always encourage you to consult a professional before buying a plan. Some plans are right for others and maybe not fit for your needs. If you’re looking for someone who can assist you through the entire process, you can trust our agent to help you out. Our company works with different insurance carriers here in Idaho, this will help you ensure that you’re getting the plan that is right for your individual needs.
Thank You For Reading Our Article.
Boise Health & Life Insurance Agency - Serving Boise The Treasure Valley & Idaho