Boise Idaho Medicare Supplement Plans

Call Today and speak with Chris Antrim, CLTC

Your Local Medicare Expert!

Call or Text 8 a.m. - 9 p.m. 7 Days / Week

(208) 409 - 3382 or cpantrim@gmail.com

Medicare Supplement Plans, also called Medigap plans, are designed to help cover some of the costs that Medicare doesn't pay. These plans are offered by private insurance companies and can help pay for things like co-pays, deductibles, and coinsurance. There are 10 different types of Medigap plans available, each with a different set of benefits.

While Medicare Supplement Plans can be a great way to help cover some of the costs not paid for by Medicare, it's important to know that these plans do not cover everything. For example, most Medigap plans do not cover long-term care, dental care, or vision care. Additionally, these plans have premiums that must be paid on top of the monthly Medicare Part B premium.

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Medicare Annual Enrollment begins October 15th to December 7th. During this time you have the option to join a new Medicare plan, change your current plan or stay right where you are at. Right now is the time to review plans and coverages and see if it still fits your needs.

Do you need help? Chris Antrim CLTC is your Local Medicare Broker and expert. With over 20 years of Insurance experience he can help you find the absolute best plan. Call today for a review and shop for plans, with no obligation to enroll.

Your Agent Chris Antrim, CLTC

Medicare & Health Insurance Specialist

Request Your Free Guide the 5 Steps to Making Medicare a Success.

We know that Medicare can be complex. If you choose the wrong plans, supplemental insurance, or prescription coverages, then your budget or lifestyle will be affected.

If you don’t enroll at the appropriate times and in the appropriate plans, your coverage may not even exist at the right time when you need it.

Download this guide if you want to learn the basics of navigating the Medicare maze. Please remember, my office is here to help you choose the right coverages for your budget and lifestyle.

Things To Know About Medicare Supplements

• You must first have original Medicare Part A & Part B, then your policy picks up its share of the costs
• This plan is different from a medicare advantage plan. Speak to an agent to get clarification.
• You would purchase a policy from an insurance company. You then pay a premium based on factors monthly.
• The policy only affords coverage for one individual.
• Insurance company and agent must be licensed in the state you live to sell the plans
• When the policy is approved it is guaranteed renewable, which means you pay the premium and the company cannot cancel your plan.
• You must purchase a prescription drug plan separately
• Talk to a good agent to get clarification

New Medigap Birthday Rule In Idaho

Medicare & Health Insurance Specialist

Boise Medicare Supplement Insurance

The basics of how Med Supp’s work… There can be a lot of confusion about the different types of Medicare insurance is when you are available and ready to retire. Let’s touch on the basics and the coverage’s that you get with them. These policies, help pay for some of the cost that you incur that your Original Medicare does not cover.

An example of what it would possibly cover is your co-payments, your deductibles, and coinsurance. Typically you would purchase a policy direct for an insurance company or an agent. The Government does not administer or sell these policies.

Medicare Supplements Vs. Medicare Advantage Policies

Call Today and speak with Chris Antrim, CLTC

Your Local Medicare Expert!

Call or Text 8 a.m. - 9 p.m. 7 Days / Week

(208) 409 - 3382 or cpantrim@gmail.com

It may get very confusing when it comes to what policy should I choose when It’s time to select an option. In this article, we’ve been reviewing Medicare policies but the other option is called a Medicare Advantage. This is another way for you to get coverage when you go on Medicare. There are vast differences when it comes to the pricing and benefits of how they work. So that’s why it’s very important to make sure that you understand the differences as you review your coverage and options. 



Supplemental policies work alongside your Original Medicare. You purchase this insurance through a private insurance company and basically it picks up the difference that your Medicare does not pay for. Upon approval for a Medigap plan it will be issued with a monthly premium. Remember with this type of plan the insured is still responsible for purchasing a prescription drug plan which would be a separate cost. You cannot have a supplement and Advantage plan at the same time you have to have either one or the other. 

Medicare Advantage plans are administered by hmos, ppos, private fee-for-service, or special need plans or point of service. That’s the name a few but not all-inclusive every State and county is different. This could end up being a major decision for you when you’re ready to purchase a policy. You will definitely want to talk to and informed licensed agent, I prefer independent agents. Independents they can shop the market for the absolute best plan available for you. I do like supplements as you can control cost via a monthly payment but that’s my personal opinion. Advantage Plans will work better for some insureds due to their circumstances or budget. 

Your Agent Chris Antrim, CLTC

Medicare & Health Insurance Specialist

Request Your Free Guide the 5 Steps to Making Medicare a Success.

We know that Medicare can be complex. If you choose the wrong plans, supplemental insurance, or prescription coverages, then your budget or lifestyle will be affected.

If you don’t enroll at the appropriate times and in the appropriate plans, your coverage may not even exist at the right time when you need it.

Download this guide if you want to learn the basics of navigating the Medicare maze. Please remember, my office is here to help you choose the right coverages for your budget and lifestyle.

Call our office today! Medicare Annual Enrollment ends December 7th!

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