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Short-Term Health Insurance Solutions for Boise Residents

Chris Antrim, CLTC - Boise Health & Life Agency • Oct 25, 2023
Idaho Short Term Health Insurance

Are you in need of short term health insurance in Boise, Idaho? Explore your options and find the right coverage to meet your needs with Chris Antrim Insurance. With Chris Antrim Insurance, you can ensure the right coverage of your policy.


We are open for any inquiries regarding your insurance needs. Contact us today at (208) 203-7776 for a free quote. We cater to Boise and the Treasure Valley residents!

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Key Takeaways

  • Select Health offers Enhanced Short-term plans that are flexible, affordable, and provide coverage for major medical issues.
  • These plans are renewable up to three years and can be purchased at any time throughout the year.
  • The plans cover doctor's services, hospital care, rehabilitative therapies, and more.
  • Pre-existing conditions are subject to a waiting period, and the plans are medically underwritten.
  • The Select Health Network provides access to over 5,000 doctors and 65 facilities across Idaho.


The Benefits of Short Term Health Insurance in Boise Idaho

Short term health insurance in Boise, Idaho offers a range of benefits, including affordability, diverse options, low-cost plans, and instant coverage. With rising healthcare costs and the need for flexible coverage, short term health insurance provides an excellent solution for individuals and families in Boise, Idaho.


One of the main advantages of short term health insurance is its affordability. These plans offer lower monthly premiums compared to traditional health insurance, making it a cost-effective option for those who are looking for temporary coverage. Whether you are between jobs, waiting for employer-sponsored insurance to start, or in a transitional period, short term health insurance provides the necessary coverage without breaking the bank.


Boise, Idaho is home to a wide range of health insurance options, and short term health insurance is no exception. With various providers offering different plans, individuals have the freedom to choose the coverage that best suits their needs and preferences. Whether you require basic coverage or more comprehensive benefits, there are options available to you.

Advantages of Short-Term Health Insurance in Boise, Idaho Details
Affordability Lower monthly premiums compared to traditional health insurance.
Diverse Options Various providers offering different plans to cater to individual needs.
Low-Cost Plans Cost-effective coverage for temporary insurance needs.
Instant Coverage Quick access to healthcare services without the waiting period.

Another significant advantage of short term health insurance is the immediate coverage it provides. Unlike traditional health insurance plans, which often have waiting periods before certain services are covered, short term health insurance offers instant coverage. This means that you can seek medical attention and access healthcare services without any delay.


Short term health insurance in Boise, Idaho offers individuals the flexibility to choose coverage that meets their specific needs while providing the security of healthcare services. Whether you require medical attention for a minor issue or find yourself facing a major medical issue, short term health insurance plans cover a wide range of services, including doctor's visits, hospital care, rehabilitative therapies, and more. This coverage ensures that you have access to the necessary care during your temporary insurance period.


In conclusion, short term health insurance in Boise, Idaho provides numerous benefits, including affordability, diverse options, low-cost plans, and instant coverage. These plans offer flexibility and peace of mind for individuals and families in need of temporary insurance solutions. With the variety of providers available in Boise, Idaho, it is essential to consider short term health insurance as a viable option for your healthcare needs.


Regulations and Duration of Short Term Health Insurance in Boise Idaho

Short term health insurance in Boise, Idaho is regulated with different rules and regulations for standard and enhanced plans, providing instant coverage and offering duration options. These regulations ensure that individuals have access to temporary health insurance that meets their specific needs and circumstances.


  • Standard Short-Term Plans: Standard short-term plans in Boise, Idaho have a duration of up to six months and are offered by insurers that do not have to provide ACA-compliant plans. These plans are a suitable option for those who need temporary coverage for a shorter period, such as individuals who missed the Open Enrollment Period or are waiting for other coverage to take effect. It is important to note that standard short-term plans are non-renewable.



  • Enhanced Short-Term Plans: Boise, Idaho also offers enhanced short-term plans that have increased renewability and consumer protections. These plans have initial terms of up to 364 days and can be sold by insurers that offer ACA-compliant plans through Your Health Idaho. Enhanced short-term plans provide individuals with the flexibility to have coverage for a longer duration, including renewals, of up to 36 months. This option is ideal for those who need more long-term temporary coverage with the convenience of renewability.
Plan Type Duration Renewability
Standard Short-Term Plans Up to 6 months Non-renewable
Enhanced Short-Term Plans Up to 364 days Renewable up to 36 months

When considering short-term health insurance in Boise, Idaho, it is crucial to understand the regulations and duration options to make an informed decision. Whether you need coverage for a few months or up to three years, there are plans available to suit your needs. It is recommended to consult with insurance professionals, like Chris Antrim Insurance, who can provide guidance on choosing the right coverage and answer any inquiries you may have regarding your insurance needs.


Short Term Health Insurance Providers in Boise Idaho

In Boise, Idaho, you can find short term health insurance coverage through providers such as Blue Cross of Idaho, Allstate Health Solutions, SelectHealth, and The North River Insurance Company/Pivot Health, offering quick coverage and low-cost options.


These providers understand the importance of accessible and affordable healthcare coverage for residents in Boise and the Treasure Valley. They offer a range of short term health insurance plans that cater to different needs and budgets. Whether you are in between jobs, waiting for other coverage to take effect, or simply looking for a more affordable option, these providers can help you find the right plan.


Short term health insurance plans from these providers offer quick coverage, allowing you to have peace of mind knowing that you are protected in case of unexpected medical expenses. With low-cost options available, you can find a plan that suits your budget without compromising on quality coverage.

Provider Benefits
Blue Cross of Idaho Quick coverage | Low-cost options | Access to a wide network| Excellent customer service
Allstate Health Solutions Affordable premiums| Flexible plans | Comprehensive Coverage | Easy online application process
SelectHealth Enhanced Short-term plans | Flexible terms | Major medical coverage | Access to a large network of doctors and facilities
The North River Insurance Company/Pivot Health Customizable plans | Affordable premiums | Quick and easy application process | Wide network of healthcare providers

When considering short term health insurance providers in Boise, Idaho, it is important to compare the benefits, coverage options, and network accessibility offered by each provider. Take the time to review the details of each plan and choose the one that best meets your individual needs.


Get Your Affordable Short-Term Health Insurance at Chris Antrim Insurance

In conclusion, short term health insurance in Boise, Idaho provides flexible coverage options, affordability, and quick access to healthcare services, making it an ideal choice for those seeking temporary insurance solutions. With Chris Antrim Insurance, you can ensure the right coverage of your policy. We are open for any inquiries regarding your insurance needs. Contact us today at (208) 203-7776 for a free quote. We cater to Boise and the Treasure Valley residents!


Discover Short-term Health Insurance in Boise, Idaho Today. Select Health offers Enhanced Short-term plans that are flexible, affordable, and provide coverage for major medical issues. These plans are renewable up to three years and can be purchased at any time throughout the year. The plans cover doctor's services, hospital care, rehabilitative therapies, and more. They are a good fit for those looking to purchase a plan outside of the Open Enrollment Period, not eligible for an Advanced Premium Tax Credit or Cost-Sharing Reduction Plan through Your Health Idaho, and seeking lower-cost alternatives. Pre-existing conditions are subject to a waiting period, and the plans are medically underwritten.


The Select Health Network provides access to over 5,000 doctors and 65 facilities across Idaho. Idaho regulations allow for both standard and enhanced short-term plans, with different rules and regulations for each. Enhanced short-term plans have initial terms of up to 364 days and can be sold by insurers that offer ACA-compliant plans through Your Health Idaho. Traditional short-term plans have terms of up to six months and can be offered by insurers that do not have to offer ACA-compliant plans. Short-term plans were previously defined as non-renewable, but new legislation allows for enhanced short-term plans that are guaranteed renewable and more robust.

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