If you are eligible for Medicare, you have a lot of choices to make about your coverage. You can choose between Original Medicare (Part A and Part B) and a Medicare Advantage plan, or between a Medigap plan and Medicare Advantage. There are many different Medicare Advantage and Medigap plans available in Idaho, and it can be difficult to decide which is the best option for you.

That's where Chris Antrim Medicare Insurance Agents & Brokers comes in. We can help you find and enroll in the best Medicare Advantage or Supplement "Medigap" plan for you. We have been helping clients for over 20 years with their insurance needs, and we know Medicare inside and out. Call us today for a review or quote, and let us help you find the best Medicare coverage for you.

Benefits of Medicare Advantage Plans

Medicare Advantage Plans provide health benefits to Medicare-eligible individuals who choose to enroll in a Medicare Advantage plan. Individuals in Medicare Advantage plans receive:

• Fewer out-of-pocket expenses
• Access to network providers and hospitals
• Better benefits

When you enroll in a Medicare Advantage plan, you are not required to purchase a Medicare Supplement, which is a separate policy that most people purchase when they are eligible for Medicare.

Medicare Advantage Plan Services

Medicare Advantage plans are available in all 50 states. They offer many different services to Medicare-eligible individuals, including:

• Preventive care
• Hospitalization
• Hospice care
• Dental care
• Vision care
• Behavioral health care
• Home health care

Medicare Advantage plans are available to individuals who are eligible for Original Medicare. They are not available to individuals who are eligible for Medicare Advantage Supplemental plans.

Is Medicare Advantage the best for you?

Eventually, you’ll need your family doctor, and they’ll be billing Medicare. Is Medicare Advantage the best way to run your Medicare options? There are a couple pros and cons, but both are good! This boils down to a matter of finding out if you need the extra choices, and, if so, if your health insurance plan provides the care you need and at the price you pay. So, if you're making the move and you are concerned about not being able to find good doctors in an area you move to, you may do well if you choose what Medicare offers for VA and Medicare Advantage plans.

What is the difference between Advantage and Original Medicare?

Advantage Plan: You will get certain types of coverage, usually at a lower cost, when you get your insurance through an insurance provider instead of Medicare. Advantage insurance plans are available through private insurance companies or large insurance companies like UnitedHealthcare, Humana, and HealthWorks. Cohorted Plans: Contact Us today for a quote! 

You can enroll in a healthcare plan from multiple insurance companies. "Cohorted" means that you will be purchasing your plan from several different insurance companies. This means you will have more benefits to choose from while spending less because payments are pooled. On the other hand, Original Medicare is designed to provide simple, seamless coverage through the federal government. 

How do Medicare Advantage Plans and Medigap Plans compare?

In the United States, Medicare Advantage and Medigap are different types of insurance coverage used by people who receive Medicare, the federal program that provides health insurance benefits to people over 65 and certain people with certain disabilities and for other people 65 and under who are not eligible for the government program. Advantage Plans are mostly sold by health insurers and underwritten by government entities; major insurance companies offer them through the Centers for Medicare and Medicaid Services. Medigap is sold by insurance companies that are private and compete against the CaremarkInc.-owned Medicare Advantage players. Medicare Advantage plans are endorsed by Attendant Care Plus.