Dental & Vision Insurance in Boise, Idaho
Get the Right Health Coverage in Boise – Talk to Chris Antrim Today and Protect What Matters Most!
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“By submitting the information above, you are agreeing to be contacted by a Licensed Sales Agent by email or phone call to discuss information about Medicare Insurance Plans. This is a solicitation for insurance.”
Vision Insurance Options (VSP & IMED)
We quote and enroll with the major vision networks most Boise residents ask for:
- VSP – Widely used national network with strong Boise provider access; generous frame/contact lens allowances depending on tier.
- MED (often written EyeMed) – Large, retail‑friendly network; competitive lens options and discounts on extras like anti‑reflective or blue‑light coatings.
What matters when choosing:
- Network fit: Your current optometrist/optical shop in‑network? We verify before you buy.
- Allowances & copays: Frame or contact lens allowance; exam copay; frequency (12/12/24, etc.).
- Lens upgrades: Progressives, photochromic, high‑index—know the real add‑on costs.
- Family usage: Kids using sports goggles or frequent replacements? Choose richer allowances if replacements are likely.
Dental + Vision Together: When It Makes Sense
- Families with kids (breakage/replacement risk and orthodontic needs).
- Self‑employed pros who want predictable costs and tax‑efficient benefits.
- Boise employers adding low‑cost, high‑perceived‑value benefits to a group plan.
Tip: Pair dental/vision with accident or critical illness for broader cost protection; we can bundle where it makes sense.
Dental Insurance Options (Blue Cross of Idaho, Delta Dental, Emeritas, Allstate)
We help you compare plan types and networks side‑by‑side:
- PPO plans (most common): Lower out‑of‑pocket in‑network and flexibility to see out‑of‑network dentists.
- DHMO/Pre‑paid (where available): Lower premiums, limited networks, fixed copays for services.
- Indemnity (rare): See any dentist; percentage reimbursements apply.
Carriers we work with in Boise & Idaho:
- Blue Cross of Idaho – Strong Idaho networks and familiar branding for families and employers.
- Delta Dental – Extensive dentist participation and a wide range of PPO plan designs.
- Emeritas (Ameritas) – Popular individual dental/vision combos with competitive allowances.
- Allstate – Dental and vision options with simple plan designs and bundling opportunities.
What matters when choosing:
- Waiting periods: Major services (crowns, root canals) often have a wait—unless waived by prior coverage.
- Annual max: Typical caps range by plan; pick a higher max if major work is likely.
- Preventive coverage: Cleanings/exams/x‑rays usually covered at or near 100% in‑network.
- Orthodontics: Not always included; verify age limits and lifetime maximums before enrolling.
Typical Plan Structures (What to Expect)
Vision (VSP/IMED)
- Exam copay (often modest), lenses covered annually; frame or contact allowance on a 12–24 month schedule.
- Discounts on second pairs and lens upgrades vary by tier.
Dental (Blue Cross, Delta, Emeritas, Allstate)
- Preventive (exam/cleaning/x‑rays): highest coverage in‑network.
- Basic (fillings, simple extractions): cost‑sharing after deductible.
- Major (crowns, implants, root canals): higher cost‑sharing and potential waiting periods.
- Annual maximum applies; choose higher when major work is anticipated.
Boise‑Specific Tips
- Verify your dentist/optometrist: We check Boise, Meridian, Nampa, Caldwell, Eagle, Kuna, Star, and Middleton providers.
- Multi‑clinic families: If parents and kids use different clinics, we’ll test both networks before you choose.
- Employer groups: Adding dental/vision typically costs a fraction of medical and boosts employee satisfaction quickly.
- Medicare clients: Dental/vision often work best as standalone policies alongside your Medicare plan; we’ll align benefits to avoid overlap.
FAQs (Fast, Helpful Answers)
Got a question? We’re here to help.
Boise & Treasure Valley Coverage Area
- Boise
- Meridian
- Nampa
- Caldwell
- Eagle
- Kuna
- Star
- Middleton (and nearby communities)
Local guidance matters. We know which networks perform best here.
Ready to Compare Plans?
Ready to compare dental and vision plans? Call, Text, or Book a free review. We’ll verify your Boise providers and show you the best‑fit plan in minutes.
Dental Insurance Boise
Call & Talk with Chris Antrim, CLTC - Your Local Medicare Expert!
Office Hours: 8AM - 9PM | 7 Days/Week
(208) 203-7776 or cpantrim@gmail.com
Dental Health is imperative for your overall health. Affordable coverage is not out of reach for you, your family, or business. Give our office a call and we can help you find the best plan that fits your needs and budget.
From routine exams to major procedures, dental insurance brokers provide expert guidance on selecting the best dental insurance plan tailored to individual needs. As you navigate the complexities of dental insurance, discover how a knowledgeable broker can help you make informed decisions about your dental care needs.
You may also send us a message and
Chris Antrim, CLTC will get back to you. Or, you can get a quote right online and review the contracts then contact us when your ready. We service Boise, Nampa, Caldwell, Eagle, Meridian and the entire state.
Boise & Treasure Valley Coverage Area
- Boise
- Meridian
- Nampa
- Caldwell
- Eagle
- Kuna
- Star
- Middleton (and nearby communities)
Local guidance matters. We know which networks perform best here.
Book Your Dental Insurance With Chris Today!
Enter your information in the form and we will personally give you a call to review your dental needs!
Cost Savings
Reduces out-of-pocket expenses for routine and major dental procedures
Access to a Network of Dentists
Insurance plans provide access to a wide network of dentists and specialists
Preventive Care
Encourages regular check-ups and cleanings, reducing the risk of serious dental issues
Enhanced Quality of Life
Maintains oral health, which is essential for eating, speaking, and overall comfort
BOOK YOUR APPOINTMENT
Please fill out the form below, and Chris will get back to you as soon as possible. You can also call or text us directly at (208) 409-3382
“By submitting the information above, you are agreeing to be contacted by a Licensed Sales Agent by email or phone call to discuss information about Medicare Insurance Plans. This is a solicitation for insurance.”
Navigating Your Dental Insurance Solutions
In the intricate landscape of dental insurance, understanding the various options available is vital for individuals and families in Boise, Idaho seeking to protect their oral health while managing costs.
With multiple insurance carriers operating in Idaho, including Blue Cross of Idaho, Mountain Health Co-op, and Pacific Source, it can be overwhelming to navigate the market alone.
That’s where dental insurance brokers come in, representing multiple carriers to provide a wide range of dental plans. These plans vary in coverage, premiums, and network dentists, making it essential to compare options carefully.
Dental insurance plans in Boise cover a variety of services, from routine exams to major procedures like crowns and dentures. By working with a broker, individuals can receive personalized assistance in comparing coverage levels, premiums, and network dentists before selecting a dental insurance plan that suits their needs.
With access to a free quote, individuals can take the first step in securing the right dental insurance coverage for themselves and their families.
Why Partnering with Dental Insurance Brokers Can Enhance Your Oral Care
By harnessing the expertise of a dental insurance broker, Boise residents can navigate the complexities of the dental insurance market with confidence, ultimately securing the most suitable coverage for their unique needs.
Brokers offer expert guidance on selecting the best dental insurance plan tailored to individual needs, representing multiple insurance carriers and providing a wide range of plan options for comparison. This allows individuals to make informed decisions about their dental coverage, considering factors such as insurance premium costs and enrollment periods.
Working with a broker also guarantees access to a broad range of dental plans available in Boise, Idaho, including options from top carriers like Blue Cross of Idaho and Pacific Source. Additionally, brokers can assist with enrolling in individual or family dental insurance plans, ensuring thorough coverage that meets specific needs.
The best part? There is no charge for broker assistance, making it a cost-effective and convenient option for finding the right dental insurance. By collaborating with a broker, individuals can be confident they are getting the best possible coverage for their unique situation, without breaking the bank.
Chris Antrim, CLTC
Medicare Plans, Health, Life & Long Term Care Insurance Specialist
Hello, My name is Chris Antrim. Thank you for taking the time to visit my website! I have over 20 years of insurance experience. During this time, I have had the opportunity and privilege to work with some of the best companies and products in the country today.
Medicare can be confusing, and it changes every year. I am passionate about helping my clients find the best Medicare plan to fit their particular needs. We can help you when you move to Idaho and need to change your plan. Also, during Medicare Annual Enrollment and when you age into Original Medicare, turning 65.
Send me a message, and I will get back to you personally! We can review your situation, and I will provide unbiased information to help you decide.
I genuinely look forward to speaking with you, and God Bless!
Basic Dental Coverages What Do They Cover
We are lucky living here in
Idaho and the Treasure Valley as we have great access to dental care. Below is what most basic plans cover.
- Preventive care and checkups
- Cleanings and usually annual set of bite-wing x-rays.
Your plan may cover other services such as fluoride applications, sealants, mouth guards or other oral appliances. Just ask your agent or the company and they can explain the coverage thoroughly.
And that’s it – you don’t get coverage for fillings, extractions or deep cleanings. Most dental insurance plans do cover these sorts of treatments at 80% of the cost.
Basic policies typically don’t cover:
- Root canals
- Crowns
- Bridges
- Dentures or Orthodontics
Basic Dental Insurance is usually offered through the employer as either a paid or voluntary benefit, depending on how they set it up. The benefits of have annual x rays and cleanings twice a year typically make this plan very affordable to most families.
They vary in pricing but you can expect somewhere in the range of $20 a month per person enrolled on the plan. A full or restorative plan typically will be in the $40 a month range depending on the features and benefits.
Tips For Choosing A Dental Insurance Company
With any insurance, there is always a lot of information to consider before purchase. In our experience almost all of the companies we work with really try to do a good job. It truly comes down sometimes to pricing and benefits offered. Of course, you want a company that has a good reputation and a good network of Dentists in your area.
Some things to consider for a great plan are :
- Good reputation
- Affordable plan
- Coverage for a range of treatments and benefits
- Size of the provider network, this is probably one of the most important items as you may have a long time dentist and you want to continue to see them. Most insurance companies have online portals where you can actually search for your dentist.
Types of standard or traditional dental insurance policies. The most common plan that you may have heard about are PPO and DHMO plans. This is just to name the most popular as there are a number of others to choose from. They typically provide coverage for preventative care like annual checkups and cleanings. Then for the other procedures like fillings and extractions, root canal, crowns or dentures you may end up with a fee schedule. This means they will pay up to a percent of the bill and then a cap on the annual out of pocket.
Some plans you will find will show 50% of a root canal up to a limit of $1000 or $1,500 per year. It’s not 100% coverage but all insurance works this way for the most part and dental policies have over the years really turned more into a catastrophic type of plan.
Thank you for visiting our website! Chris Antrim Insurance Agency offers a number of different programs for all types of dental insurance programs. We service all of Boise, the Treasure Valley and Idaho. You can obtain quotes right online and when you are ready to discuss coverage let us know. Some of the other companies that offer coverage are Blue Cross, Blue Sheild, Cigna, Aetna and Metlife.